Episode 3
Tent Encampments, Affordable Housing, and the International Student Decline
Ontario's tent encampment debate ties back to an affordable-housing shortfall, says Kayla Andrade, who calculates the Region of Waterloo's $65.5M homelessness spending could instead cover rent for roughly 2,700 people a year. The panel also covers the LTB's October 1 jurisdiction increase to $50,000, a 90-day rent-increase notice deadline, and a steep decline in international student permits.
Key takeaways
- Kayla Andrade says the Region of Waterloo is spending $65.5 million on homelessness — enough, she calculates, to cover $2,000-a-month rent for just over 2,700 people for a full year — and argues subsidy money should go toward housing tenants directly rather than shelters and cleanup.
- Ontario's affordable-housing program only requires 33% of units in a new building to be 'affordable,' defined as 20% below market rent (for example, $2,400 instead of $3,000), which Andrade says won't meaningfully fix the shortage even as projects like Hamilton's 124-unit development cost about $483,870 per unit.
- Effective October 1, 2025, the Landlord and Tenant Board's monetary jurisdiction rises from $35,000 to $50,000, a change Rob Di Lisi says reflects how much rent arrears accumulate during the board's current wait times, not a sign collection will get any easier.
- Rob Di Lisi explains a case conference lets an adjudicator meet one-on-one with landlord and tenant to try to resolve a dispute faster than a full hearing block, but if it doesn't settle, the matter still goes to a regular hearing, adding more months to the process.
- Landlords sending a rent increase for January 1 must serve tenants a 90-day notice, and Rob Di Lisi notes landlords must add five days for mailing; he also explains that email consent for notices requires the tenant to be listed for it in the lease, acknowledge receipt (not just a read receipt), and retain the right to withdraw consent at any time.
Frequently asked questions
Is the Landlord and Tenant Board's monetary jurisdiction changing in 2025?
How much notice do I need to give tenants for a January 1 rent increase in Ontario?
Can I email an N4 or other LTB notice to my tenant in Ontario?
What is a case conference at the Landlord and Tenant Board?
Is Ontario's affordable housing program actually reducing rents?
Why are international student rental applications declining in Ontario?
Does government rent assistance (OW/ODSP) have to go directly to the landlord?
What happened at the Cambridge council meeting on encampments discussed in this episode?
Hosts
Kevin Breitner — Host, CRESI
Robert Di Lisi — Licensed paralegal, Stonegate Legal Services
Kayla Andrade — Landlord advocate
Chapters
- 0:00 Introduction
- 1:32 Tent Encampments and Municipal Responses
- 5:48 Affordable Housing Program Analysis
- 9:11 Rising Costs Impact on Landlords
- 11:05 Hamilton Housing Development Case Study
- 16:39 Proposed Solutions and Stakeholder Involvement
- 20:34 Social Assistance Program Accountability
- 21:05 Case Conference Process Explained
- 27:26 N13 Eviction Changes and Municipal Bylaws
- 28:08 Rent Increase Notice Requirements
- 29:31 Email Consent Rules for Landlords
- 35:04 International Student Immigration Trends
- 40:31 Upcoming Investor Summit
- 41:40 Resources and Contact Information
Full transcript
Introduction
Hey everybody, welcome and thanks for joining us again for another episode of What Ontario Landlords Need to Know. This is your September episode, so here we are at the end of September 2025. And as always, I’m joined by two awesome people. I have Kayla Andrade from Front Lobby and Ontario Landlords Watch.
Kayla, say hi. Hey everyone, thanks so much for having me on. And of course we have Mr. Robert Di Lisi. Thanks for having me on again.
Yeah, no — not having us on, we are the three amigos that get the title of this all the time, right? We are the ones. I know I guess I’m the host and it goes through our YouTube channel, but you guys are definitely the stars of the show.
So thanks so much for always supplying your wisdom and knowledge with everybody out there. Today, I think the couple of topics that we’re going to touch on are what’s happening right now throughout the entire province and really the country. We have tent encampments everywhere and that’s becoming an even larger issue. That brings us back to affordable housing and what the government is telling us they’re going to do and how they’re going to fix that.
And then, or maybe not lastly — there might be other topics that come up — but we’re also going to touch on the decline in international students, because as landlords, they’re great to come in and fill a spot for a couple of years, right, until they return home while they’re in school. Anyways, let’s talk about tent encampments. Let’s start there.
Tent Encampments and Municipal Responses
Get your drinks ready, everyone, for this September. But tents, they’re everywhere, right? I can’t tell you how many times I see them. I was actually in a place the other day where I thought this would be a great spot for someone to live — underneath a bridge, where they would have been protected from all the elements.
But how do we fix this? How do we get rid of them? Obviously it’s an affordable housing issue, but we’ve got to stop them. Evictions and stuff — what do you guys think?
You know what? I think it was perfect timing because we just had a council meeting at the City of Cambridge, and it was for a motion belonging to two councillors who voted for the water billing — like, against the water billing, by the way. These very same councillors who said, hey, we’re going to have water billing and could try to remove landlords from being responsible for that to save tenants from being evicted for water billing, but they voted against that. I just want to put that out there.
They came up with a motion trying to get staff to create a report looking at avoiding evicting people from the encampments through extreme weather. So I put my submission in — I did not get to speak to it, I thought I had some things to do — and luckily the council that was there was able to vote that motion down.
And a lot of the people who spoke to that motion were nonprofit organizations. And that’s what I found very odd — that we have nonprofit organizations really trying to keep people inside a tent through extreme weather. We’re talking about heat, we’re talking about cold weather. Like, why would anybody want to keep people inside of a tent instead of forcing them to go into shelter, which our mayor clearly stated that there is room for shelter
either at the hotels or the local Cambridge shelter. So to have nonprofits kind of come out and say that they wanted council to support this motion was very shocking to me. And a part of me started thinking, I kind of get it — if they know where their clients are, they need to have clients in order to ask the government for more money, right? So you’ve got to follow the money, guys, when it comes down to a crisis like this.
And this is why we always come to you with different solutions, because we’re like — we’re the private landlords. We’re not asking you to build it. We’re not asking you to manage it. We’re not asking you to maintain it.
But we do want to make sure that these tenants going into our units can be subsidized to keep them housed. $65.5 million being spent on homelessness in the Waterloo region — now take that, put it into $2,000 a month times 12 months.
How many people do you think you could pay the rent for, for the entire year? Just over 2,700 people. Just do the math, guys, sit with that one. I’m educating you guys for the first time.
Like, damn, we didn’t know Kayla was coming with us today. I’m trying to get over the $65 million. Yeah? And that’s like — okay, now we’re going to dive deeper.
Is that the cleanup? Is it the hotels? Is it rent subsidies? From the overall amount of money — and again, the salaries of all these people who are trying to manage and police the homelessness in our city, right?
So again, it comes down to everyone spending more money trying to put a bandaid on the housing crisis. Instead, it’s like a bandaid on a bullet wound right now. We really need to sit back. We need to look at all aspects of housing, including the way that government manages their own housing and also the way that we deal with partnerships with nonprofits and private developers.
I think it’s all connected together. And I think we’re starting to go down this very deep rabbit hole, and we’ll get to the next topic when we talk about affordable housing.
Affordable Housing Program Analysis
That brings us right into it, right? The affordable housing conversation — at least my awareness of all this started in the spring of 2017, when Kathleen Wynne said this was going to change everything and it was going to happen. Well, that was 2017, and the first place started filling with tenants earlier this year. So it took all that time to get it built, to get the permits, to get the land, and so on.
And affordable housing — the actual way that works for a building — it’s only going to be 33% of the apartment. So if you have 100 units, only 33 of them need to be affordable housing, and what deems it affordable housing? The criteria is simple: 20% below market value.
So instead of $3,000, they’re paying $2,400. That’s it. That’s the only difference there. And I still don’t see how that’s going to fix everything, only having 33% of these buildings doing that.
And again, it’s years and years and years to get us to where we need to be. I think the way the government talks about it, they make it sound so simple and so easy, and that they’re going to do it, instead of realizing this is a bigger issue than what it is. You said it best with putting a bandaid on a bullet wound. That’s really what it is.
It’s not the right solution. Rob’s over there nodding. What can you say, Mr. Paralegal?
I don’t know what else to say. As a landlord, this whole affordable housing thing doesn’t make sense.
I’m going to just give you my input. I think another problem is that these cities keep raising their taxes, the property taxes, the utilities are going up. Everything’s going up. So how do you make it affordable?
For anyone — never mind the small landlord, big landlord, any landlord. Oh yeah, they’ll say, if you’re affected by the tariffs, let us know, we’ll delay your property taxes. It’s like, wow, thank you.
Really enjoy that part of it. But I guess it’s, again, the mismanagement of your city — it’s where you’re spending your taxpayer dollars. You’re going to have people coming to them and saying, hey, I want you to donate to our organizations, doing this for the community.
That’s great. But then we have other municipalities — there was a door to their institution that was a million dollars.
They’re spending a million dollars on a door. Then we wonder why we have to hold these people accountable, because when budget time comes, it’s so overwhelming. That’s the part where we have this property tax group on Facebook. They specialize in Cambridge, and they break it down for us to really say, this is what’s going on in our city, because we need to hold these people accountable.
They just think that they have this big wide wallet and they can spend how they want. We’re at a time where we need to spend what we need, not what we want, right? And I think that’s where we’re not getting the right councillors and the right elected officials in place.
We’d love a female MPP. My husband will divorce me if I ran for politics. But I could be an assistant, maybe.
I don’t know.
Rising Costs Impact on Landlords
An advisor — someone that shares what they need to hear. Well, you know, and this is where — I posted it on my Facebook, and you can follow me guys if you’re on there — the City of Hamilton had posted talking about today being the groundbreaking of 124 units, and they have invested $60 million. And this is going to give them 40 deeply affordable units, 10 supportive units, and 74 market rent units.
$483,870 per unit. And to make the best of it, because people are obviously sharing this like crazy, it’s on the City of Hamilton website, and it says that the building will meet the LEED gold energy efficiency standard, featuring EV charging stations, solar panels, and geothermal heating and cooling.
I like the geothermal heating and cooling — I think that’s something every building should be doing. Fact remains, we need to get people off the streets. You could — we have tent encampments going on as the new form of housing.
We have tent encampments that can’t be removed because of court orders. And then we have people living in shipping containers and having to leave their shipping container to go into a central community hub. And now we’re going to put geothermal — what? Now is not the time, guys.
Don’t get me started. I have a question, since this is a forum — what do you think the solution is?
Hamilton Housing Development Case Study
Whoa, it’s multifaceted. You need to get the right players — you’ve got to get the stakeholders, the landlords, the big, the small, the ugly.
I don’t care which ones are providing housing, including the nonprofits. They’ve got to come together with our elected officials — the minister of housing, the associate to the minister of housing, the attorney general, his associate to the attorney general. We have to get the minister of social services involved, because we have people being given taxpayer dollars either through OW or ODSP, that can be directed to the landlord, and it could also be pulled back from being directed to the landlord.
That’s it right there. If you’re getting assistance for housing, that’s what it has to be used for. That makes landlords protected, as well. But just like you said, we can ask for them to give it to us, but as soon as the recipient says “no, send it to me,” that’s what happens.
We just went through this on one of our properties — we were getting it for over a year, she said no, now we’re dealing with a whole bunch of problems. And we can’t get that back. That just doesn’t make any sense to me.
Why are we using taxpayer dollars to help people who need it for housing, and letting them use it for something that isn’t housing? I don’t care if it’s alcohol, drugs, gambling, food — it should be used for housing. And it ties to the landlord. It’s almost like Section 8 in the States —
you’re signing up, you’re validating that I’m a landlord, you can take people on the system or not, but I am a valid landlord. The government pays a portion of the rent to you. The tenants pay their portion, which is very little.
But if the tenants refuse to pay their portion, they get banned from the program for like 10 years, right? We need to be putting accountability in there, because again, like what we see with these tent encampments — if you just keep letting the little encampments grow, you now have a huge city. Again, a lot of these people, they have the ability to go into homes.
Not quite homes, but shelters, or hotels. But at the same time, they don’t want to, because there are rules that need to be followed. They can’t be doing their drugs. They can’t be doing crime.
So a lot of this has to come with being very heavy on consequences. And yes, it’s not going to look pretty to the average person with sympathy and empathy. But in order to correct this issue that we have here, it’s got to be tough love, right? And again, a lot of this stuff is not just housing.
This is a lot of mental health. This is about addiction. You need to bring that minister to this table, because we need to start introducing mandatory mental health clinics, hospitals. Back in the day there was one in London — people had to be forced into treatment.
Their brain is sick. How can you expect these people with a sick brain — how do you expect them to make their own decisions for themselves, right?
So it’s up to us to help them. And we’re not trying to be the greedy landlord kicking everybody out, but we’re not social workers. And we need to make sure that we have our resources available to help these people who are struggling, before you think that you can throw them into a private landlord’s home and think it’s going to be successful.
Even with all the hotel stuff, the government is paying the hotels more money than they should. And the reason I say that — my daughter plays rep softball, which means we have to travel, and that was our summer vacations, watching 13-year-old girls play softball. Anyway, so we were out in Barrie. Our whole team had a reservation at a hotel one week before we were going to the tournament. They called us and said, sorry, we now have to give your block of rooms to a housing program the government is bringing in. So —
the only reason they would have gotten rid of us is for more money, that quick. That’s the only reason. There’s no other way they’re sending us out and bringing in somebody else if they weren’t making more money than we were already paying. That’s the only reason I can see for them doing it.
And that’s problem one right now. They’re spending more money on hotels and everything like that than they should, right? If you’re going to minimize what that expense is, it doesn’t need to be over and above. That’s all.
You had it right on the nose. I talked to some people — I won’t say who — but they have properties, hotels in Niagara. They’re obviously rented out to the government to house asylum seekers.
And normally, he said, “You know, your room prices are like crazy, what’s going on?” So what they do is they have to jack their rates because it’s guaranteed money from the federal government. And then they have to jack it for the regular people, because how can you offer a hotel rental for less than what you’re billing the government, right? I know that program is supposed to be coming to an end where they’re not going to be paying for the asylum seekers.
I think it’s just going to get rebranded into something, or a benefit of some sort, to keep them housed. Even the motels and the hotels — they’re definitely living it up. And I think we might have to start looking at investing in the hotels these days, backed by the government.
But again, I think a lot of them are starting to back away, because there was a lot of fires that were happening and the violence and the drugs that it was costing them to be a part of that program. Some people have stepped away from it.
Proposed Solutions and Stakeholder Involvement
Yeah, too good — I don’t want to go down that road any further. That’s the problem. You have to get political.
You’re going to obviously upset some elected officials, especially from the NDP or the Liberals, or you’re going to get nonprofit organizations that are upset because they just think housing is a human right. And we keep talking about housing being a human right. We want that to happen. But is housing a human right, or is shelter a human right?
Housing in itself — that’s a privilege, to have your own house. And it sucks, but people need to know that they have to work for something. Trying to teach this generation of our children to make sure that they understand that you have to work, you have to pay your rent, you have to pay your utilities, you have to put food on the table before you go and buy concert tickets.
We kind of lost that, right? And it sucks that we have to be the hard-ass to be able to tell everybody, this is just — this is where it is from a political landscape, and how it looks bad on them if they try to make any type of changes that could impact their party and/or them getting re-elected. Numbers, right? Like you said, a lot of tenants out there are voters, and that’s who they’re trying to appease, right?
Gotta love it. There are what, 40 million Canadians out there, right? How do people really do what’s right for all of us?
I know that’s impossible. But at the same time, I think they have to try to do a better job of making things look and play out across the board and not just trying to bring up the law. It’s almost like the crime — sorry, Rob, go ahead.
I was just mentioning the crime, and how everyone just gets bail and the criminals are getting out, and they repeat, and they take off into other countries. And you look at the economy and what’s happening — you start to know your economy is going bad, really bad, when you see an increase in crime, right? And that’s what’s happening in these encampments. A lot of people are stripping copper, going after fiber optics and properties, and causing a lot of damage.
And then, instead of people blaming the people who are stealing this metal and bringing it to the scrap yard for money, they want to blame the recycling company for allowing people to come there and sell the scrap. I did not read that right. So a lot of it has to be the left and the right coming together —
and you’ve got to come in there trying to be peaceful, but understand that this is going to require tough love, pulling off the bandaid. It’s going to be hard at first, but you need to make sure that all these processes are changed all at the same time. And you’re putting the consequences in place, just like we ask for faster evictions — tenants need to know that there is going to be a faster eviction if you decide to take your money and spend it on drugs versus spending it on rent. And anyone who is struggling, don’t worry —
there are rent relief programs to help you through those kinds of challenging times. Because I deep down think if we had just an overall portable housing program that landlords can validate — so that it doesn’t result in abuse — and the landlords are obviously fully responsible for it. $65.5 million, and that’s just the region of Waterloo. And if you look at how many people are on OW and ODSP — Google it.
Put it in the chat, put it in this video. How many people are on social assistance?
Social Assistance Program Accountability
A lot, because they can take advantage of it and they still do other things as well, and there’s no accountability to see what they’re actually doing, I think. I think that’s what it is — it’s accountability for these different things. But I want to switch it up. Can I switch it up, Kevin?
We’ve got Rob here. I know you’re the host. Rob, a friend of mine had a friend who had a case conference today.
Case Conference Process Explained
Yeah, tell people what a case conference is — because obviously it’s a tenant application being brought against the landlord — why would a case conference hearing be scheduled versus a regular hearing? This is a great question. I’m glad that you brought this up.
So a CC is what it’s called, and what it is — an adjudicator meets with the tenant and the landlord to see if they can come up with a quicker resolution before it actually goes to a hearing. The advantage is that there’s not hundreds of people, or 80 people, on a hearing block. It’s one-on-one with the adjudicator, and if they can work something out, then it will be on consent. If not, believe it or not, it still goes to a hearing.
They have to wait for a hearing after they realize it wasn’t working out. After a CC, you’re looking at probably another couple of months. Everyone get your drink ready.
And again, this is the Landlord and Tenant Board — I’ll just tell you, we had a case today that has been adjourned two times. The tenant owes $18,000. He had no ability to pay.
He testified that he can’t pay, but he’s bringing up something called Section 82 issues. The board ran out of time and wanted to adjourn it. And it’s a prejudice to the landlord, because the tenant testified that he does not have the ability to pay, and the board or the adjudicator is allowing the tenant to stay.
So, if you guys are looking for justice, there isn’t always justice waiting. In regards to a CC, I think CCs are a good tool if you can narrow down what you’re there to talk about. But the rules still apply — it’s like a hearing before a hearing.
So is it necessary? Could we utilize that format, but use it within the portal, where an adjudicator would send out a message to both parties saying, “we’re going into a hearing”? But that’s already in the portal — you could actually work something out there.
But you know the tenants don’t reply back to the portal. Yeah, that’s the problem. So maybe there should be a mandatory rule that you have to reply back within 14 days. If not, you get an automatic judgment.
Am I asking too much? You would remember, you’re dealing with an Ontario tribunal. Remember, the tenant is the weaker party.
Therefore, they get more leniency. And just on a side note, guys — I know we talked about this before — October 1, there are some changes coming. And that is the jurisdiction of $35,000 actually going up to $50,000.
That sounds good, but if you still can’t collect it, it doesn’t matter what the jurisdiction is. The only reason they’re doing it now is because they know we’ve been waiting so long that the rents have accumulated to that amount. And that’s why they’re increasing that jurisdiction at the Landlord and Tenant Board.
N13 Eviction Changes and Municipal Bylaws
Now, again, like with Bill 97 that came into play — that was really about the N13. And this is something that we’re all fighting, with the renovation ban that all the cities are starting to do. Kitchener, Ottawa, obviously Toronto, Hamilton — it’s a moneymaker for them, just like the speed cameras. Don’t get me started. Now with that N13 and Bill 97, they put in heftier fines for landlords — that was between 50,000 and 100,000 for an individual and 250,000 to 500,000 for a corporation.
Very hefty fines. The landlord also — correct me if I’m wrong, Rob — has to get a contractor to validate that the property needs to be vacant in order for them to do the repair. That needs to be included now with your N13 when you bring it to the landlord and tenant board.
But we still have municipal governments trying to introduce a policy or a bylaw that makes you have to give the city a certain amount of dollars and go through providing moving expenses, accommodations — anything to prevent the landlord from completing any necessary renovations. And then you have Mayor Olivia Chow saying we’re going to come in and we’re going to fix it and we’re going to charge the landlord. And it’s like — you introduced this, now you’re going to open it up, and we know how much it costs for someone to do repairs and renovations when it’s on the taxpayer dollar versus dealing with a private investor. Now, do you know, Rob, has that now transferred over to the landlord and tenant board — if a tenant was evicted for bad faith, is it one year or two years now based on the N13? It’s now two years. So the process has been put in place, guys.
And this is our call to action for every landlord listening to this podcast right now: contact the minister of municipal affairs and housing — Rob Flack — and Graydon Smith, the associate to the minister of housing. Contact them and tell them that their municipalities are doing this type of bylaw that really impacts your ability to provide safe and affordable housing to your tenants. And at the same time, email the elected officials, because there are a lot of cities doing this and I can barely keep up. I’m only one person.
So if you guys can help me out and do some letter writing, just tell them what’s happening — that the process is already set at the provincial government level, and that municipalities need to stay in their own lane and their own jurisdiction.
Like you said, it’s a tax. That’s what it is. They need money. They’re hurting.
We’re hurting. Everyone’s hurting. No, it sucks. You see money being crazily spent, and it’s hard to pay attention because you’re busy doing life. But hey guys, reminder — your rent increases. Remember, we had a ban and we couldn’t do it.
Rent Increase Notice Requirements
So January 1st is the rent increase month — 1%, but get your applications ready and delivered
to your tenants, because Rob, how many days before the end of the month? It’s a 90-day notice. Any day now —
get those out. I saw someone post it and I thought, oh my God. And if I may — if you’re going to mail it, remember you have to add five days for mailing. So what are we today?
We are the 24th. We really haven’t — and we’ve got to get this video out right away so we can remind people. Actually, let’s talk about that too, because this came up the other day, Rob — email consent, right? We all know that on the Ontario Standard Lease, it now says you can check a box and put your email address on there to consent to email communication for forms and notices. They have to check that box and put their email on the OSL, but as we’ve talked about before, they can still say, “oh, I initialed and signed so many things when I was doing that lease, I didn’t realize that was on there.” So in our company now, we’ve gone around and sent every landlord and tenant an actual email consent form, where it’s a single form the tenant and landlord both sign, both agreeing to email consent.
And then when we were talking the other day, you were saying that might still not be enough, because they could still fight that as well.
Email Consent Rules for Landlords
Let me explain. There’s a three-part test you can count on. Number one, it must be in writing — the OSL could be argued to satisfy that. Number two, even if you send it by email, the tenant must acknowledge the email, not just a read receipt — they must say, “Kevin, I received it,” or write back in the same thread. And number three, they can withdraw consent to email at any time. Those are the three things. So if you’re relying on email, you’ve got to be very sure that the tenant has acknowledged it. If not, you go back to the trusted way, which is regular mail — and that’s on your certificate of service, just so you know.
And it doesn’t say email on the certificate of service. I saw a hearing where I think it was a landlord who sent his N4 application to the tenant by email — the notice. And the adjudicator asked him if he had consent, and he said yeah, per the Standard Lease.
But under consent by email, it clearly states that you can’t send your notices of hearing to tenants by consent by email. It’s only for communications — 24-hour entry notices, rent increases. Have you seen anything like that? Or is it just a newbie adjudicator?
Well, there’s one thing I’m confused about — usually the adjudicator, if the tenant doesn’t show up, will ask the landlord at a hearing if they informed the tenant there was a hearing today. The problem is, a lot of adjudicators are allowing the landlord to notify the tenant by email. So even a reminder sent to the board would be a reminder letting the tenant know there’s going to be a hearing.
Because the first question they ask, if the tenant doesn’t show up, is: did you remind the tenant that there was a hearing today? It’s like they expect you to have dropped off groceries for them and babysat their children at the same time. Remember — the tenant is the weaker party. And I’ve always understood, because everyone talks about how we have unpaid rent and damages that happen when tenants have vacated —
and they always said that in order to serve tenants by email, you have to get permission from the landlord and tenant board to validate why you thought you could use that alternative method of serving. I’ve never heard that. Look it up — an alternative method is like asking for permission to serve them by email. I think it was around the L10 application.
Okay, because on the L10, you have to serve them. The thing is, email is still not an acceptable form of service. So again, going back to the certificate of service — it does not say email. And on an L10, if they’re no longer in the property, how do you serve them?
And that’s when we ask for permission from the Landlord and Tenant Board, get permission, and we serve. You can ask, but I don’t think you’re going to get it — like, allow us to have it on the form as an alternative method of serving the tenant, knowing that they’ve signed the email consent form. I already know the answer, Kayla.
You already know the answer. We’re dealing with a nonchalant tribunal, and I know that’s why I needed you to say it. Can I say something else?
If you look at most of the notices, at the bottom, Kevin — you know this because you deal with this a lot — it still says LSUC, for Law Society of Upper Canada. Does the Law Society of Upper Canada exist anymore? It’s the Law Society of Ontario now.
Well, these are forms that are coming from the government. How about this — on the Ontario Standard Lease, it says the tenant is to have liability insurance.
That’s incorrect. All they should be getting is content insurance. They’re not responsible for getting liability insurance. You cannot double-dip on liability.
And even though the insurance — on the Standard Lease it says liability, but it really shouldn’t. And it’s still on every Ontario Standard Lease. And if you look at the Residential Tenancies Act, the RTA, nowhere in the act does it say a tenant is supposed to get — yeah, you’re laughing.
I eat and breathe this stuff and you’re even teaching me some stuff right now. It doesn’t make sense. So when you ask the question, what if you said something once — you can’t make the people that caused the problem fix the problem. You can’t expect the same mindset that created the problem to fix it.
There you go.
International Student Immigration Trends
Well, that just said there — we have a little bit of a shortage in qualified tenants looking for places. And one of the things we were discussing earlier is the shortage of international students coming over right now, right? International students are the best kind of tenants, if you ask me.
If their parents are paying a lot of money for them to come across the world to go to school, in most of those cultures they’ll get in trouble if they step out of line. I’ve had many go through it, and most of them want to live in a condo, want to make sure there’s a concierge for safety, and they’ll pay a little bit of a premium to make sure their kids are safe because they’re sending them to the other side of the world. But now the shortage —
You’re talking about legitimate students. Because I’m just saying that a lot of them come here claiming that they’re students and then they stay.
And this is another problem that we’re having. I’ve got stats — I’ve got stats right here, guys. This is a story that’s happening right now.
Conestoga is famous for mass student immigration to Conestoga College. They are now bracing for a crash themselves, because what happened is the government caught on to these colleges, sort of privately taking on people and literally poaching them to say, come here, study here. So here are some stats from 2021 for permits — new students arriving abroad, and permits extended for study visa students already here.
So in 2021, it was 8,815 for abroad, and 6,700 in 2022, compared to the people who had permits extended for visa students already here — 1,330 in 2021, and 1,980 in 2022. And in 2023, abroad students were 17,600, with permits extended for visa students already here at only 2,660.
And now let’s go into 2024 — abroad it was 4,815, with students already here at 4,840. So they started making it more even. And this year we’re going to see abroad students coming in at only 540, with people already here at 3,990.
So now, this is why we’re now seeing layoff packages offered to college employees. That in itself has really impacted our housing. And we’re starting to see a lot of opportunities now for tenants. We’re going to see a lot more people renting out rooms. And we might be able to see something with long-term tenancies coming back, because they’ve cooled the immigration of students, since — in my opinion — the colleges and universities were taking advantage of the system.
Yep, that’s a valid opinion. I know normally when we do these, we have a nice long conversation, but Rob mentioned earlier that he does have to take off today. So let’s wrap this one up to make sure we get everybody the information they need, and then we’ll see everybody again next month.
Thank you so much for doing this, Kevin. Anyone can find me on Facebook —
Get over there. This is not just about impacting tenants’ credit or growing their credit — it’s about informing your fellow landlords in the community.
I’m the ambassador for that as well. I’m on LinkedIn, Facebook, TikTok — anywhere I need to be to make sure I’m bringing awareness to different tools and strategies, but most importantly, encouraging you to join this advocacy effort and making sure our voices are heard. I’m telling you right now, we’re starting to push a little harder. We’re starting to do advocacy at a different level — not so much “this is what landlords are dealing with,” but showing how badly the housing industry has been impacted by mismanagement, right down to where the money is being spent.
Thanks, thanks for having us on as always. You can follow us on Instagram, Facebook, and YouTube, our big ones, at Stonegate Legal Services. We advocate mainly for landlords, because we are landlords.
And it’s people like you guys, Kayla and Kevin, who are at the forefront — Kayla with Front Lobby and Kevin with the property management side. I’ve passed many, many people to Front Lobby and to Kevin. So keep up the great work, and thanks for doing this.
Upcoming Investor Summit
That’s you, Rob — look at you. We’ve got to get a training course going for our landlords and get them over to you and Bita.
I think we’ve got to do that next. So, on what Kayla just said — October 15th is going to be the second Investor Summit. This one’s located out in North Toronto, pretty much Markham. The three of us are going to be there on October 15th.
We welcome you to come. You can comment on this video and I’ll send you a link so you can get a buy-one-get-one ticket and join us on October 15th out in Markham. Is there food for this?
You know what, there’s always dinner and that’s included in your ticket price. Food’s delicious, and we’re going to educate and inform landlords on a few different topics, with some great speakers that day as well — again, to always make sure people are in the know.
That’s the idea here with what we’re doing. That’s the idea of this podcast. So I hope everybody got something today, because as we say, you don’t know what you don’t know, and everything the three of us say, you’ve got to know. Anyways, thanks for listening and watching, and we’ll talk to you soon.
Bye for now.
Resources and Contact Information
Please remember, while we are professionals, this podcast is for informational and entertainment purposes only. The advice shared may not apply to your unique situation. Always seek personalized advice from a qualified professional before making any investment decisions.
Thanks so much for joining us this week. I hope you enjoyed the episode. If you’re finding it informative and useful, make sure to like, subscribe, share with a friend so that we can keep getting the information out there to Ontario landlords. Keep on joining us.
We’ll see you next time.