Buying your first home is one of life’s milestones, and it represents an important financial milestone.
This purchase is a good investment. Think of it as just moving your savings from one bank account to a better bank account with a better interest rate.
As you begin to consider buying a home, here are some things to think about:
- How much do you have saved?
- How much can you afford as a monthly payment?
- Where do you want to live?
The Team You Need
When you’re buying or selling a home, there are so many details to keep track of. You want to make sure that every step of the process is handled professionally and with care. That’s why we’ve assembled a team of seasoned professionals who can help you navigate through this process.
Lawyer
Will walk you through the legal side of buying or selling a home, making sure that everything is done correctly and protecting your interests at every turn.
Mortgage Broker
Who will work with you to find the best financing options for your situation.
Home Inspector
Will carefully examine each aspect of a house before closing, identifying problems that might not have been apparent before so they can be addressed before they become costly issues later on down the road.
Realtor
Will work in your best interest to find properties that match your requirements and price range. They will educate you, teach you and in the end negotiate on your behalf to get you the best deal.
Calculate Your Mortgage
Use our online mortgage calculator to get a rough estimate of what you can afford and what your monthly payment could be.
Downloadables
Agreement of Purchase and Sale – Freehold
Agreement of Purchase and Sale – Condominium
Buyer Representation Agreement Authority for Purchase or Lease
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Client Testimonial
We just wanted to say “Thank You” to Kevin and Johanna & The CRESI Team for their support to help us successfully purchase our first home.
We were excited to officially be home owners and to start this next chapter of life. We highly recommend The CRESI Team to anyone who is trying to Buy in this CRAZY market
Ecstatic First Time Home Buyers
First Time Homebuyer FAQ
Why is getting a mortgage pre-approval a good idea?
The bank has told you what you can afford and you can start looking with confidence. This approval will lock in the interest rate given by the lender for 90-150 days.
Should I Do A Home Inspection?
Absolutely! You are about to spend hundreds of thousands of dollars on a home, don’t you think spending a couple hundred dollars to know the ins and outs and any type of issues the property may have is worth it?
Do I need a real estate agent?
Technically, it is possible to buy a home without a professional real estate agent. It’s just a whole lot harder to do on your own. Real estate agents have received training to help buyers navigate the market and they’re also up-to-date on current market conditions. They work in your best interests and can walk you through the entire process with ease. They’ve also got helpful industry contacts, like home inspectors, lenders, appraisers, lawyers and other service professionals that will all make the buying-process go smoothly. Finally, the best part, they help you for FREE. The commission they receive is not paid out until you have found a home you love and you have moved in. Plus it's paid by the seller.
Why should I buy a home instead of renting one?
The real estate market is constantly changing but one thing that is for certain is that you will always need a roof over your head and owning has always been more rewarding over renting. Often times, it is more cost-efficient to rent a home versus buy one. Over time, owning greatly starts to out weigh renting. Think about it. When you buy, you are investing in your own future. When you rent, you are helping your landlord to invest in his or her future! There are also financial perks like tax deductions and home equity that come along with owning a home.
Is Now a Good Time To Buy My First Home?
The conversation that we will have and the information we will share with you will build your confidence and remove any uncertainty you may have.
Let’s find out what is available to you.