Ontario Basement Apartment Insurance Requirements: Protect Your Investment

Why Your Basement Apartment Needs Special Insurance Coverage

Thinking about renting out your basement in Ontario? You’re not alone. Many homeowners are turning their basements into rental units to help with mortgage payments and rising costs.

But did you know that having someone live in your basement – even a family member – changes your insurance needs completely?

Legal Basement Apartments in Ontario: Complete Regulations Guide for Landlords

Professional contractor renovating a legal basement apartment in Ontario showing proper ceiling height and egress window installation that meets building code requirements

As housing demands skyrocket across Ontario, legal basement apartments have become the go-to solution for savvy homeowners looking to generate substantial additional income. Creating these valuable secondary units requires navigating a complex web of regulations that vary by municipality, but the payoff is worth it. Based on expert insights from contractor Mark Noonan featured on the CRESI Ontario Landlord Series, we’ve compiled this definitive list of requirements for building fully compliant legal basement apartments in Ontario, Canada.
Did you know? Legal basement apartments in Ontario can increase your property value by 20-25% while generating $12,000-$18,000 in annual rental income!

When Should Ontario Landlords Actually Call the Police? The Answer Might Surprise You

When to call police for Ontario landlord issues

Have you ever stood in your rental property, looking at a problem tenant situation, and wondered if you should call the police? You’re not alone! Many Ontario landlords reach for their phones when tenant troubles arise, but is that always the right move?

The CRESI Ontario Landlord Series podcast tackles this confusing topic head-on. Let’s explore when to call police for Ontario landlord issues – and when you absolutely shouldn’t.

What Every Ontario Landlord Needs to Know About Tenant Guests

Ontario landlord rights when tenants have guests

Did you know your tenant can move in a new boyfriend, girlfriend, or roommate without asking you first? Many Ontario landlords are surprised by this fact! If you own rental property in Ontario, understanding your rights when tenants have guests is super important.